Terms of Service

    Effective Date: March 27, 2026

    1. Acceptance of Terms

    By accessing or using SnapTipCalc ("Service," "we," "our," "us"), available at snaptipcalc.com, you ("User," "you," "your") agree to be bound by these Terms of Service ("Terms"). If you do not agree to these Terms, you must discontinue use of the Service immediately.

    2. Description of Service

    2.1. SnapTipCalc is a free, browser-based tip calculator designed to assist users with calculating tips, splitting bills, and estimating restaurant payments.

    2.2. The Service is provided "as is" for personal, non-commercial use only.

    2.3. We reserve the right to modify, limit, or discontinue any part of the Service at any time without prior notice.

    3. Permitted Use

    3.1. You agree not to:

    • (a) Violate any applicable local, state, national, or international law;
    • (b) Access the Service through automated systems that send unreasonable request rates;
    • (c) Attempt to disrupt, damage, or interfere with the Service or its infrastructure;
    • (d) Attempt to bypass, disable, or gain unauthorized access to any part of the Service.

    3.2. You are solely responsible for maintaining your own device, browser functionality, and internet connection required to access the Service.

    4. Accuracy of Calculations

    4.1. SnapTipCalc provides calculations for general informational purposes only.

    4.2. We do not guarantee the accuracy, completeness, or reliability of any calculation results.

    4.3. Users are solely responsible for verifying calculations before making any financial decisions or payments.

    4.4. Currency conversion rates are provided by third-party services and are updated daily. Exchange rates are approximate and for reference only—they may differ from actual rates at banks, exchange bureaus, or payment processors.

    4.5. Nothing in this Service constitutes financial, accounting, tax, or professional advice.

    5. Third-Party Services, Analytics, and Advertisements

    5.1. The Service uses third-party services to improve functionality and user experience.

    5.2. Advertising

    The Service may display advertisements from Google AdSense. We are not responsible for ad content, third-party advertiser practices, or any interactions between you and advertisers.

    5.3. Analytics Services

    We use the following analytics services to understand how users interact with our Service:

    • (a) Google Analytics 4: Collects anonymized usage data including page views, session duration, and general traffic patterns;
    • (b) Microsoft Clarity: Records user sessions including mouse movements, clicks, scrolls, and page interactions through heatmaps and session recordings.

    These services may collect device information, browser type, and anonymized IP addresses. See our Privacy Policy for details.

    5.4. Currency Exchange Rates

    Currency conversion rates are provided by third-party APIs and updated daily. Rates are approximate and may differ from actual exchange rates.

    5.5. Use of all third-party services is governed by their respective terms and privacy policies.

    6. Intellectual Property

    6.1. All original content, features, design, and functionality of the Service are owned by SnapTipCalc and are protected by applicable copyright, trademark, and intellectual property laws.

    6.2. You may not copy, distribute, modify, reverse-engineer, or reuse any part of the Service without prior written permission.

    7. Disclaimer of Warranties

    7.1. THE SERVICE IS PROVIDED "AS IS" AND "AS AVAILABLE," WITHOUT WARRANTIES OF ANY KIND, WHETHER EXPRESS, IMPLIED, STATUTORY, OR OTHERWISE, INCLUDING BUT NOT LIMITED TO WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, AND NON-INFRINGEMENT.

    7.2. WE DO NOT WARRANT THAT THE SERVICE WILL BE ERROR-FREE, SECURE, UNINTERRUPTED, OR THAT ANY DEFECTS WILL BE CORRECTED.

    8. Limitation of Liability

    TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, SNAPTIPCALC AND ITS OFFICERS, DIRECTORS, EMPLOYEES, AND AGENTS SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING BUT NOT LIMITED TO LOSS OF PROFITS, DATA, GOODWILL, OR OTHER INTANGIBLE LOSSES, ARISING OUT OF OR IN CONNECTION WITH YOUR USE OF OR INABILITY TO USE THE SERVICE, EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

    9. Indemnification

    You agree to indemnify, defend, and hold harmless SnapTipCalc, its affiliates, officers, directors, employees, agents, licensors, and service providers from and against any and all claims, damages, liabilities, losses, costs, or expenses (including reasonable attorneys' fees) resulting from your use of the Service or your violation of these Terms.

    10. Termination

    We reserve the right to suspend or terminate your access to the Service at any time, without prior notice or liability, for any reason, including but not limited to a breach of these Terms.

    11. Changes to Terms

    11.1. We may update or revise these Terms at any time at our sole discretion. Any changes will be posted on this page with an updated "Effective Date."

    11.2. Your continued use of the Service after the posting of revised Terms constitutes your acceptance of such changes.

    12. Governing Law

    These Terms shall be governed by and construed in accordance with the laws of the United States, without regard to its conflict-of-law provisions.

    13. Severability

    If any provision of these Terms is found to be invalid, illegal, or unenforceable by a court of competent jurisdiction, the remaining provisions shall remain in full force and effect.

    14. Entire Agreement

    These Terms, together with our Privacy Policy, Cookie Policy, and Legal Disclaimer, constitute the entire agreement between you and SnapTipCalc regarding your use of the Service and supersede all prior agreements and understandings.

    15. Contact Information

    If you have any questions or concerns regarding these Terms, please contact us at: snaptipcalc@gmail.com